Your Ultimate Guide to Wrocław Real Estate in 2025: Prices, Buying Tips, and More
Table of Contents
Wrocław is one of the fastest-growing cities in Poland. In this article, we provide key information on apartment prices and practical advice regarding the process of purchasing real estate in Wrocław in 2025.
If you are looking for real estate in Wrocław, at the end you'll find contact to an expert in the Wrocław real estate market, recommended by GlobiHome. You can call and request a preparation of properties that meet your needs. Such conversations can provide you with information and offers that are not publicly available.
Wrocław Housing Prices 2025
There is a saying among investors that "a property is worth as much as a customer is willing to pay for it." This is quite true in practice. Sooner or later, every property finds its buyer. It's only a matter of time and money.
How much does an apartment in Wrocław cost?
Currently, the average price of an apartment in Wrocław is approximately 13,000 PLN per m² on the primary market and approximately 10,500 PLN per m² on the secondary market. Prices can vary significantly depending on the location:
- Old Town from 14,000 PLN/m² ≈ 3,354 EUR/m²
- Śródmieście from 18,000 PLN/m² ≈ 3,354 EUR/m²
- Krzyki from 10,500 PLN/m² ≈ 2,516 EUR/m²
- Nadodrze from 9,000 PLN/m² ≈ 2,157 EUR/m²
- Psie Pole from 10,000 PLN/m² ≈ 2,396 EUR/m²
- Fabryczna from 12,000 PLN/m² ≈ 2,875 EUR/m²
Prices of apartments by size:
- Studio apartments (25-35m²): from 300,000 PLN
- Two-room apartments (35-50m²): from 400,000 PLN
- Three-room apartments (50-70m²): from 550,000 PLN
- Four-room apartments (70-90m²): from 700,000 PLN
Offer prices of apartments, as seen in online listings, often tend to be much higher than actual transaction prices. This means that buyers have a wide scope for negotiation, which can lead to a significant reduction in the final purchase price. In Poland, sellers often overprice, assuming negotiation is possible.
Professional real estate agents we collaborate with at GlobiHome have access to databases containing actual transaction prices for apartments in specific districts of Wrocław. They can help determine the real value of the property and assist in effective negotiation. It's worth asking your agent for access to such data — a key advantage when purchasing an apartment, potentially saving you tens of thousands of PLN!
How to buy an apartment in Wrocław - step-by-step purchase process
- Creditworthiness assessment: Before starting your search, it's important to assess your creditworthiness to know the credit amount you can expect.
- Property selection: Analyze location, size, and price. You can find offers online and through professional real estate agents who provide comprehensive assistance for safe transactions.
- Check the legal status: Before signing the contract, check the property's legal status, including the land and mortgage register, to ensure there are no encumbrances or debts. Land and mortgage registers in Poland can be checked online on the Polish Ministry of Justice's website. You'll need the register number for this purpose.
- Price negotiation: You can negotiate every property price. If you're working with a professional real estate agent, they'll do it for you. Read more about real estate price negotiations in our article how to effectively sell real estate.
- Sign a preliminary agreement: Reservation agreement, deposit, or advance payment (usually 5-10% of the property value)
- Obtain financing: If you plan to buy with a mortgage, you have time to apply for a mortgage loan at a chosen bank after signing a preliminary agreement.
- Finalize the purchase: Sign the notarial deed.
- Transfer of property: Collect keys and settle other purchase-related payments, which we'll discuss below.
- Formalities after purchase: After purchase, complete formalities such as updating entries in the land and mortgage register or transferring utility meters.
Cooperation with real estate agents
Many GlobiHome clients invest in real estate outside Poland as well. If you are a professional real estate agent, have attractive offers for sale anywhere in the world, and are looking for international clients, contact us. We promote only the best experts, which is why we seek only professionals, whom we recommend on our GlobiHome blog. We do this free of charge.
Required documents for purchasing real estate in Poland
From the seller:
- Property land and mortgage register
- Basis for acquisition of real estate by the seller
- Certificate of no arrears in payments – issued by the building manager or housing cooperative
- Certificate of no registered individuals – issued by the City Hall
- Energy performance certificate – required for most properties
- Certificate of tax payment on inheritances and donations – if the property was acquired through inheritance or donation (issued by the Tax Office)
- Bank certificate of debt amount – if the property is encumbered by a mortgage
- Seller's ID card
From the buyer:
- Buyer's ID card or passport
- Credit documentation – if the purchase is financed with a loan
Having complete documentation significantly speeds up the property purchase process. It's worth consulting with a notary or real estate agent to ensure all necessary documents are gathered. If you work with a real estate agent, they can recommend a trusted notary, where you'll often receive a lower price for drafting the notarial deed.
Taxes and fees when buying property in Wrocław
Purchasing property involves not only the price of the investment itself but also additional fees and taxes that should be considered in your budget. Below, we present the most important taxes and fees you will need to pay when purchasing real estate in Wrocław.
Taxes when buying an apartment
- PCC tax (2%) – applicable for properties from the secondary market.
- VAT (8% or 23%) – for properties on the primary market (usually included in the price).
- Notarial fee – dependent on the property's value (usually 1,000-3,000 PLN).
- 200-300 PLN – entry to the land and mortgage register.
- 2-3% – real estate agent's commission.
It's important to remember that if you purchase property on the primary market, there is no PCC tax at the time of purchase. All new apartments from a developer have VAT included in the property price, so there is no additional PCC tax. Additionally, in Poland, the PCC tax only applies if you purchase a second property. When buying your first property, you do not pay the PCC tax. Of course, a notary will inform you of all taxes applicable in your specific case.
Payment installments when buying real estate
Real estate purchases, especially on the primary market, often occur in several stages, in line with the construction schedule or developer agreements. Payments are divided into installments, allowing you to gradually finance the investment.
Payment in installments is also necessary if you want to buy a property with a mortgage. After signing a reservation or preliminary agreement, you can go to the bank to obtain a loan decision for the chosen property.
Secondary market
- Deposit (5-10%) - at the preliminary agreement
- Remaining amount - at the notarial deed
Primary market (developer)
- Reservation (5-10,000 PLN)
- First payment (10-20%)
- Subsequent installments according to the construction schedule
- Final installment upon property handover
Mortgage for an apartment in Wrocław
Basic terms:
- Minimum 10% down payment
- Creditworthiness (assessed by a credit advisor)
- Stable employment (preferably an employment contract of at least 3 months)
- Positive credit history
Can I get a mortgage if I am not a Polish citizen?
Yes, but foreigners must meet additional requirements, such as:
- Valid residence permit
- Employment contract in Poland or stable income from abroad
- Necessary account in a Polish bank
- Required sworn translations of documents
Rental from the Wrocław property market
If you're considering renting an apartment in Wrocław, you're in luck – demand here is really high! The city attracts students, IT specialists, and corporate employees from Poland and abroad who are eager to rent apartments. A well-chosen property can be a great investment. But what is the rental market like in practice? What are the costs, profits, and property management options?
Average rental rates (2025):
- One-room apartment: from 2,100 PLN/month
- Two-room apartment: from 3,500 PLN/month
- Three-room apartment: from 4,500 PLN/month
These are amounts for long-term rental. Short-term rental yields higher revenues but also involves more work. You need to clean and prepare the apartment for new guests each time.
Wrocław property rental management
Managing rental properties is unfortunately not a pleasant task. If you rent long-term, you must be available if something breaks or needs renovation. If you opt for short-term rental you can earn higher profits, but you need to ensure frequent cleaning and preparation of the property for new tenants. It's worth delegating this process entirely to companies specializing in it.
Range of services offered by management companies:
- Tenant search
- Contract preparation
- Tenant service
- Accounting and bookkeeping
- 24/7 technical service
Rental management costs:
- Tenant search: 50-100% of the monthly rent
- Comprehensive rental management: 8-20% of the monthly rent
- Additional services (e.g., cleaning): individually priced
Frequently asked questions about buying property in Wrocław in 2025
How much does an apartment cost in Wrocław in 2025?
The average transaction price of an apartment in Wrocław on the primary market is about 13,000 PLN/m², while on the secondary market it is about 10,500 PLN/m².
What is the step-by-step process for buying an apartment in Wrocław?
First, it's worth assessing your creditworthiness if you plan to finance the purchase with a mortgage. The next step is to choose a property, analyze its location, and check the legal status—particularly the entries in the land and mortgage register. Next is price negotiation, signing a preliminary agreement, and making a deposit. If you are buying with a mortgage, you will need a loan decision before finalizing the purchase with a notary. The final step is collecting the keys and completing formalities, such as entry into the land and mortgage register and transferring utility meters.
What documents are required when purchasing an apartment in Wrocław?
The seller must provide the land and mortgage register, basis for acquiring the property, a certificate of no payment arrears and no registered individuals, and an energy performance certificate. If the property was acquired through inheritance or donation, a certificate of tax payment is required. For properties encumbered by a mortgage, a bank certificate of debt amount is necessary. The buyer must have an ID card or passport and credit documentation if the purchase is financed by a loan.
What taxes and fees must be considered when purchasing property in Wrocław?
When buying on the secondary market, you must pay a PCC tax of 2%. For apartments on the primary market, the VAT is already included in the price. Additionally, there are notarial fees, entry into the land and mortgage register, and a real estate agent's commission if using their services. Remember, first-time property buyers are exempt from the PCC tax.
Can a foreigner buy property in Wrocław?
Yes. In most cases, a residence permit in Poland is required. Additionally, banks require an account in a Polish bank and a stable income source. It's also important to note that some documents may require sworn translation.
Does buying real estate with a mortgage require a down payment?
Yes, banks typically require a 10% down payment.
What are the rental prices in Wrocław in 2025?
The rental price for a studio typically starts from 2,100 PLN per month, a two-room apartment from 3,500 PLN, and a three-room apartment from 4,500 PLN.
Summary
Buying property in Wrocław requires thorough preparation and knowledge of the local market. Our key points include:
- Careful budget planning considering all costs
- Choosing the right location for the purpose of purchase
- Cooperation with trusted specialists
It's worth consulting with experts in real estate, law, and finance before making a final decision to purchase. If you want to get professional advice and property offers that meet your requirements, contact an agent recommended by GlobiHome for free. Contact details can be found below.